Legal

Terms & Conditions

Virtual Office Website (VOW) terms governing the use of MLS data and property search.

Precision Quotes Real Estate Tech — powered by Security Lion

Terms of Use

Virtual Office Website & Voice Agent Registration Agreement
Effective Date: February 14, 2026 Version: 1.0 Governing Law: State of Utah
Section 1

Parties & Identification

Associate Broker
Judy Beltran, licensed Associate Broker under Utah Code Title 61, Chapter 2f, Real Estate Licensing and Practices Act, affiliated with Iron Mountain Realty LLC. Utah Division of Real Estate License on file.
Brokerage
Iron Mountain Realty LLC, a Utah limited liability company registered with the Utah Division of Real Estate and the Utah Division of Corporations and Commercial Code. Office: 16 N 900 W, Cedar City, UT 84720.
Principal Broker
Matthew Leeper, Principal Broker. The VOW and all brokerage services offered through the Platform are operated under the supervision and accountability of Matthew Leeper, as required by Utah Code § 61-2f-206(5) and the NAR Virtual Office Website Policy.
Technology Provider
Security Lion, the technology services provider responsible for the development, hosting, and maintenance of the Platform on behalf of Iron Mountain Realty LLC.
Platform
Precision Quotes Real Estate Tech, the branded web application and voice agent service operated by Judy Beltran, under the supervision and accountability of Principal Broker Matthew Leeper, through which Registrants may access MLS listing data and related real estate information.
Registrant / "You"
Any individual person who completes the registration process described in Section 4 and agrees to these Terms of Use for the purpose of accessing MLS listing data through the Platform.
Section 2

Purpose & Nature of This Agreement

These Terms of Use establish a lawful broker-consumer relationship between You and Iron Mountain Realty LLC, through Associate Broker Judy Beltran acting under the supervision of Principal Broker Matthew Leeper, solely for the purpose of providing You with access to real estate listing data available through the Platform’s Virtual Office Website (“VOW”) and voice agent services.

Important — Please Read Carefully: By accepting these Terms of Use, You acknowledge and understand the following:
  1. This agreement establishes a data-access relationship only. It does not create an agency relationship, a representation agreement, a fiduciary relationship, or any form of brokerage agreement as defined under Utah Code § 61-2f-308.
  2. You are not a “client” as that term is defined under Utah Code § 61-2f-308(1)(b). You are an unrepresented consumer accessing listing data for your personal use.
  3. This agreement is non-exclusive. You are free to access data from, register with, or engage the services of any other brokerage, broker, or real estate professional at any time without restriction or penalty.
  4. This agreement imposes no financial obligation on You. You will not be charged any fee, commission, or compensation as a result of accepting these Terms of Use.
  5. If You wish to receive brokerage representation services — including but not limited to touring properties, receiving advice on specific transactions, or having an agent submit offers on Your behalf — a separate written Buyer-Broker Agreement will be required. That agreement will be between You and Iron Mountain Realty LLC and will be presented to You independently, will be prominently labeled as a representation agreement, will describe the scope of services and compensation, and cannot be accepted solely by mouse click or voice confirmation on this Platform.
Section 3

Agency & Disclosure Statement

In accordance with Utah Administrative Code R162-2f-401a and the requirements of the NAR Virtual Office Website Policy, the following disclosures are made:

3.1 — Broker Identification & License Status

The Platform is operated by Judy Beltran, an associate broker holding an active license issued by the Utah Division of Real Estate, affiliated with Iron Mountain Realty LLC. Pursuant to the NAR Virtual Office Website Policy, Section I.1(b), this VOW is operated by a non-principal broker with the consent of the MLS Participant (Iron Mountain Realty LLC, through its Principal Broker) and is subject to Matthew Leeper’s oversight, supervision, and accountability. The Platform operates under the supervision of Principal Broker Matthew Leeper, as required by Utah Code § 61-2f-206(5) and § 61-2f-302. Judy Beltran and all licensees affiliated with Iron Mountain Realty LLC are subject to the regulatory authority of the Utah Real Estate Commission and the Utah Division of Real Estate under Utah Code Title 61, Chapter 2f.

3.2 — No Agency Relationship

Your registration and use of this Platform does not establish any agency relationship between You and Judy Beltran, Iron Mountain Realty LLC, Principal Broker Matthew Leeper, or any affiliated licensee. No fiduciary duties — including but not limited to loyalty, obedience, full disclosure, confidentiality, reasonable care and diligence, safekeeping of funds, or any additional contractual duties as described in Utah Administrative Code R162-2f-401a(1) — are owed to You as a result of this registration.

3.3 — Unrepresented Consumer Status

As a Registrant under these Terms of Use, You are an unrepresented consumer. You are not receiving brokerage representation services. The data and information made available to You through the Platform is provided for Your informational purposes only and does not constitute real estate advice, a recommendation, or a professional opinion regarding any specific property or transaction. You are encouraged to seek the advice of qualified professionals — including licensed real estate agents, inspectors, lenders, attorneys, tax advisors, and title agents — before making any real estate decisions.

3.4 — Transition to Representation

Should You wish to engage Judy Beltran or any licensee affiliated with Iron Mountain Realty LLC for brokerage representation services, including but not limited to property tours (in person or live virtual), offer preparation, negotiation, or transaction management, a separate written Buyer-Broker Agreement must be executed prior to the commencement of such services. Any such agreement will be between You and Iron Mountain Realty LLC, acting through its Principal Broker or a designated licensee. Pursuant to the practice changes required by the National Association of REALTORS® settlement effective August 17, 2024, a written buyer agreement is required before touring a home. That agreement will be presented to You separately and will contain, at minimum: a specific disclosure of the amount or rate of compensation; a term prohibiting the agent from receiving compensation exceeding the agreed amount; and a conspicuous statement that broker fees and commissions are not set by law and are fully negotiable.

Section 4

Registration Requirements

Before accessing MLS listing data through the Platform, You must complete the following registration process:

  1. Provide Your Legal Name. You must provide Your true and accurate full legal name.
  2. Provide a Valid Email Address. You must provide a functioning email address to which You have regular access.
  3. Email Verification. Upon registration, a confirmation email will be sent to the email address You provide. This email will confirm that You have agreed to these Terms of Use. You may access the Platform only after the email address has been verified and You have received the Terms of Use confirmation.
  4. Establish Credentials. You must establish or be assigned a unique username and password combination. Your username and password combination must be different from those of all other Registrants. One email address may be associated with only one username and password.
  5. Password Expiration. Your password will expire periodically in accordance with applicable MLS rules (not less frequently than every ninety (90) days). You may renew Your password at or before expiration to maintain access.
  6. Voice Agent Registration. If You register through the voice agent interface operated by the Platform, the same registration requirements apply. Your verbal affirmation of identity, email address, and agreement to these Terms of Use will be recorded and confirmed via email. Voice-based registration is subject to the same legal effect as web-based registration under Utah Code § 46-4 (Uniform Electronic Transactions Act).

4.1 — Record Retention

Iron Mountain Realty LLC will maintain a record of Your name, email address, username, and current password for not less than one hundred eighty (180) days following the expiration of Your password. These records may be disclosed to the MLS upon request if the MLS has reason to believe that a breach in data security or a violation of MLS rules has occurred.

Section 5

Registrant Acknowledgments

By accepting these Terms of Use, You affirmatively acknowledge and agree to the following:

  1. Lawful Broker-Consumer Relationship. You acknowledge that You are entering into a lawful consumer-broker relationship with Iron Mountain Realty LLC, through Associate Broker Judy Beltran acting under the supervision of Principal Broker Matthew Leeper, for the limited purpose of accessing real estate listing data through this Platform.
  2. Personal, Non-Commercial Use. All data and information obtained by You from this Platform is intended only for Your personal, non-commercial use.
  3. Bona Fide Interest. You represent that You have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered through this Platform.
  4. No Redistribution. You will not copy, redistribute, retransmit, or otherwise disseminate any of the data or information provided through this Platform, except in connection with Your personal consideration of the purchase or sale of an individual property.
  5. MLS Copyright. You acknowledge that the multiple listing service (“MLS”) that supplies listing data to this Platform owns and holds a valid copyright in the MLS database. Unauthorized reproduction, distribution, or use of MLS data is a violation of federal copyright law.
  6. MLS Compliance Access. You expressly authorize the MLS, and other MLS participants or their duly authorized representatives, to access the Platform for the purposes of verifying compliance with MLS rules and monitoring the display of participants’ listings.
Section 6

Data Accuracy, Disclaimers & Limitations

6.1 — Data Reliability

The listing data displayed on this Platform is supplied by the MLS and is deemed reliable but is not guaranteed accurate by the MLS, by Iron Mountain Realty LLC, by Principal Broker Matthew Leeper, by Judy Beltran, or by Security Lion. All data is subject to errors, omissions, changes in price, prior sale, or withdrawal without notice. You should independently verify any information before relying on it for any purpose.

6.2 — Listing Attribution

Each listing displayed on this Platform will identify the name of the listing firm and the name of the listing agent in a readily visible, reasonably prominent location and typeface.

6.3 — Data Refresh

MLS listing data displayed on this Platform is refreshed not less frequently than every three (3) days.

6.4 — No Brokerage Advice

The Platform provides data and information for Your review. Nothing on this Platform — including but not limited to listing information, market data, estimated values, maps, neighborhood information, or any output generated by the voice agent — constitutes brokerage advice, a professional opinion, a recommendation to purchase or sell any specific property, or a substitute for the professional judgment of a licensed real estate agent, attorney, inspector, appraiser, lender, or other qualified professional.

6.5 — Limitation of Liability

To the maximum extent permitted by applicable law, Iron Mountain Realty LLC, Principal Broker Matthew Leeper, Judy Beltran, Security Lion, and their respective officers, directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from or related to Your use of this Platform, the data or information provided herein, any errors or omissions in such data, or any action taken or not taken in reliance on such data.

6.6 — Technology Disclaimer

The voice agent and web-based search features of this Platform are powered by artificial intelligence and automated systems provided by Security Lion. Automated outputs may contain inaccuracies. You acknowledge that interactions with the voice agent do not constitute a conversation with a licensed real estate professional unless Judy Beltran or a licensee affiliated with Iron Mountain Realty LLC expressly identifies themselves as such during the interaction.

Section 7

Prohibited Uses

You agree that You will not use the Platform or any data or information obtained from the Platform for any of the following purposes:

  1. Any commercial or business purpose, including but not limited to aggregating, compiling, or redistributing listing data for resale, marketing, advertising, or solicitation.
  2. Scraping, data mining, automated querying, or any other method of systematic extraction of data from the Platform.
  3. Providing data obtained from the Platform to any third party for any purpose other than in connection with Your personal consideration of the purchase, sale, or lease of an individual property.
  4. Accessing or attempting to access the Platform using another Registrant’s credentials.
  5. Circumventing, disabling, or interfering with any security, authentication, or access-control features of the Platform.
  6. Using the Platform or voice agent in any manner that violates applicable local, state, or federal law or regulation.
Section 8

Privacy Policy

Iron Mountain Realty LLC and Security Lion are committed to protecting Your privacy. The following describes how information obtained from You through this Platform will be collected, used, and safeguarded:

8.1 — Information Collected

We collect: Your name, email address, username, and password as provided during registration; records of Your search activity on the Platform (including search criteria, properties viewed, and saved searches); and, if You interact with the voice agent, transcripts or recordings of such interactions. If You voluntarily provide additional information (such as property preferences, location, budget, or contact details), that information will also be collected.

8.2 — Use of Information

Your information will be used to: provide You with access to MLS listing data and Platform features; communicate with You regarding Your account, including password expiration and Terms of Use updates; respond to Your inquiries about properties displayed on the Platform; comply with MLS rules and applicable law, including furnishing registration records to the MLS upon lawful request; and improve the functionality and performance of the Platform.

8.3 — Disclosure of Information

Your information may be disclosed to: the MLS, as required by MLS rules (including Your name, email address, username, password, and activity audit trail if the MLS has reason to believe a security breach or rule violation has occurred); Judy Beltran and licensees affiliated with Iron Mountain Realty LLC, for the purpose of responding to Your property inquiries; Security Lion, solely in its capacity as the technology provider operating the Platform; and as required by law, regulation, or legal process.

8.4 — Data Security

We employ reasonable security measures to protect Your information from unauthorized access, use, or disclosure. No system can guarantee absolute security, and You acknowledge that You provide information at Your own risk.

8.5 — No Sale of Personal Information

Iron Mountain Realty LLC and Security Lion will not sell, rent, or lease Your personal information to third parties for marketing or commercial purposes unrelated to the services described in these Terms of Use.

Section 9

Electronic Transactions & Consent

This agreement is entered into electronically in accordance with the Utah Uniform Electronic Transactions Act, Utah Code Title 46, Chapter 4.

  1. You consent to conduct this transaction electronically. Your affirmative click of the “I Agree” button, or Your verbal affirmation of agreement through the voice agent, constitutes Your electronic signature and is legally equivalent to a handwritten signature under Utah Code § 46-4.
  2. You acknowledge that You have been provided the opportunity to review these Terms of Use in their entirety before expressing Your agreement.
  3. You acknowledge that You may retain a copy of these Terms of Use by printing this page, saving it as a PDF, or requesting a copy be sent to the email address You provide during registration.
  4. You agree that electronic records of Your registration, Your agreement to these Terms, and Your activity on the Platform satisfy any requirement that such records be in writing.
Section 10

Intellectual Property

The MLS database and all listing data provided through this Platform are the copyrighted property of the applicable MLS. “Precision Quotes Real Estate Tech” is a branded product of Iron Mountain Realty LLC. The Platform’s design, software, voice agent technology, and non-MLS content are the property of Security Lion and/or Iron Mountain Realty LLC, as applicable. All rights not expressly granted to You under these Terms of Use are reserved.

Section 11

Contact & Inquiries

You may contact the brokerage at any time through the following channels to ask questions, request information about properties displayed on the Platform, or inquire about brokerage representation services:

Associate Broker
Judy Beltran
Brokerage
Iron Mountain Realty LLC
Email
judy@utahsrealestate.net
Phone
(435) 572-4445
Live Chat
Available on the Platform during business hours via the voice agent or web chat interface

Judy Beltran, or another licensee affiliated with Iron Mountain Realty LLC under the supervision of Principal Broker Matthew Leeper, will be willing and able to respond knowledgeably to inquiries from Registrants about properties within the market area served by Iron Mountain Realty LLC and displayed on this Platform.

Section 12

Termination & Modification

12.1 — Termination by You

You may terminate this agreement at any time by discontinuing Your use of the Platform. You may request deletion of Your registration by contacting Iron Mountain Realty LLC using the contact information provided in Section 11. Termination does not affect the record retention obligations described in Section 4.1.

12.2 — Termination by Iron Mountain Realty LLC

Iron Mountain Realty LLC may suspend or terminate Your access to the Platform at any time, with or without cause, including but not limited to violation of these Terms of Use, suspected misuse of MLS data, or direction from the MLS.

12.3 — Modification

Iron Mountain Realty LLC reserves the right to modify these Terms of Use at any time. Material changes will be communicated to You via the email address on file. Your continued use of the Platform after notification of changes constitutes acceptance of the modified Terms. If You do not agree to the modified Terms, You must discontinue use of the Platform.

Section 13

Governing Law & Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with the laws of the State of Utah, without regard to conflict of law principles. Any dispute arising under or in connection with these Terms of Use shall be resolved in the state or federal courts located in the State of Utah, and You consent to the personal jurisdiction of such courts.

Section 14

Severability

If any provision of these Terms of Use is found to be unlawful, void, or for any reason unenforceable, that provision shall be deemed severable from the remaining provisions and shall not affect the validity or enforceability of the remaining provisions.

Section 15

Entire Agreement

These Terms of Use constitute the entire agreement between You and Iron Mountain Realty LLC with respect to the subject matter hereof — namely, Your registration for and use of the Platform for the purpose of accessing MLS listing data. This agreement supersedes all prior or contemporaneous communications, whether electronic, oral, or written, with respect to such subject matter. For the avoidance of doubt, this agreement does not supersede, replace, or modify any separate Buyer-Broker Agreement, listing agreement, purchase agreement, or other written agreement that may be entered into between You and Iron Mountain Realty LLC or any affiliated licensee.

EQUAL
HOUSING
Equal Housing Opportunity. Iron Mountain Realty LLC complies with all applicable federal, state, and local fair housing laws. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, gender identity, source of income, or any other class protected by applicable law.
Reference

Applicable Legal Authorities

Utah Code Title 61, Chapter 2f — Real Estate Licensing and Practices Act (2025 General Session, as amended by Ch. 263 and Special Session 1, Ch. 4) • Utah Administrative Code R162-2f-401a — Affirmative Duties Required of Licensed Individuals • Utah Code Title 46, Chapter 4 — Uniform Electronic Transactions Act • NAR Handbook on Multiple Listing Policy — Virtual Office Websites Policy (January 1, 2025 revision) • NAR Settlement Practice Changes (effective August 17, 2024)