For Sellers
Quick-reference stats, costs, and insights every Utah home seller should know at a glance.
Market Speed
Calculated from current MLS listing data, updated daily. Averages reflect active and under-contract listings across each county.
Loading market data...
Data sourced from UtahRealEstate.com MLS. Information deemed reliable but not guaranteed.
Know Your Numbers
Split between listing and buyer's agents
Protects the buyer against title defects
Title company charges for handling the transaction
County charges to record the deed transfer
Your share of taxes through the closing date
Optional coverage for buyer's first year
On a $500,000 sale
Note: Utah does not charge a state transfer tax or excise tax on real estate transactions.
Tax Rules
$250K
Tax-free exclusion on primary residence gains. Must have owned and lived in the home for 2 of the last 5 years.
$500K
Combined exclusion for married couples. Both must meet residency test; only one must meet ownership test.
Gains above the exclusion are taxed at federal long-term capital gains rates (0%, 15%, or 20% depending on income). Utah imposes a flat 4.55% state income tax on capital gains as well. Investment properties and homes owned less than 2 years do not qualify for the exclusion. Consult a tax professional for personalized guidance.
Legal Obligation
Utah law requires sellers to complete the Seller's Property Disclosure and Condition (SPDC) form before or at the time an offer is presented. The SPDC covers:
Sellers are required to disclose known material defects. You are not required to hire an inspector, but you must honestly report what you know. Failure to disclose can result in legal liability after closing.
Timing Matters
April - June
Highest buyer activity, fastest sales, and strongest prices. Families want to close before the school year starts. Listings get the most online views during this window.
July - September
Still active, though slightly fewer buyers than spring. Summer heat in southern Utah can slow showings, but the Wasatch Front stays busy.
October - March
Fewer buyers, but also less competition from other sellers. Serious buyers shop year-round. Winter listings can sell well if priced correctly.
The Bottom Line
Your net proceeds are the amount you actually take home after all costs are paid. Here is the simple formula:
Sale Price
minus Outstanding Mortgage Balance
minus Agent Commissions (5-6%)
minus Title, Escrow & Closing Fees
minus Prorated Taxes & HOA
minus Any Seller Concessions or Repairs
= Your Net Proceeds
For example, on a $500,000 sale with a $300,000 mortgage balance and $35,000 in total closing costs, your estimated net proceeds would be approximately $165,000. Your agent will prepare a detailed net sheet customized to your situation before you list.
Key facts for Utah home sellers: average days on market, typical seller costs, capital gains tax rules, disclosure requirements, and how to calculate net proceeds. Maintained by Judy Beltran, Top 250 Utah Realtor.
This page provides key facts and statistics for Utah home sellers, including costs, taxes, timelines, and disclosure requirements.
Total seller costs typically range from 7% to 10% of the sale price, including agent commissions, title insurance, closing fees, and concessions.
If you lived in the home as your primary residence for 2 of the last 5 years, you can exclude up to $250,000 ($500,000 for married couples) in gains from federal taxes.
Utah law requires sellers to complete a Property Condition Disclosure form covering known defects and conditions of the property.