For Sellers

Seller's FAQ

Answers to the most common questions Utah home sellers ask -- from pricing and timing to disclosures and closing costs.

Your Questions, Answered

Frequently Asked Questions



The peak selling season in Utah runs from April through June. During these months, buyer activity is highest, homes sell faster, and sale prices tend to be stronger. Families prefer to close before the school year starts, driving demand in late spring and early summer. That said, well-priced homes sell year-round in Utah. Winter listings face less competition from other sellers, which can work in your favor if your home shows well. Your agent can help you evaluate the best timing based on your local market and personal circumstances.

Total seller costs typically range from 7% to 10% of the sale price. The largest expense is the real estate agent commission (5-6%), followed by title insurance ($1,000-$2,500), escrow and closing fees ($500-$1,500), prorated property taxes, and recording fees ($30-$50). Utah does not charge a state transfer tax or excise tax. On a $500,000 sale, expect to pay approximately $32,000 to $42,000 in total costs. Your agent will prepare a detailed "net sheet" showing your estimated proceeds before you list.

It depends on the type of repair. Minor maintenance issues (leaky faucets, broken fixtures, peeling paint) should be addressed because they signal neglect to buyers and can reduce your sale price by more than the cost of repair. Major renovations (full kitchen remodel, new roof) are usually not worth the investment unless needed for safety or structural reasons. Your agent can advise which repairs offer the best return on investment in your specific market. Some sellers choose to sell "as-is" and adjust the price to reflect the home's condition.

The most reliable way to determine your home's value is through a Comparative Market Analysis (CMA) prepared by a licensed real estate agent. A CMA compares your home to similar properties that have recently sold, are currently listed, or expired unsold in your area. Online estimates from Zillow (Zestimate) or Redfin can provide a rough starting point, but they often miss local factors like condition, upgrades, views, and neighborhood-level differences. For an official valuation, a licensed appraiser provides the most authoritative opinion of value.

A CMA is a detailed report prepared by your listing agent that analyzes recent sales data to recommend a listing price. It compares your home to "comparable" properties (comps) based on square footage, lot size, bedrooms, bathrooms, age, condition, location, and upgrades. The CMA also considers current market conditions -- how many homes are for sale, how fast they are selling, and whether prices are trending up or down. A good CMA gives you a data-driven price range rather than a guess, and it is one of the most important tools in your selling strategy.

The total timeline from listing to closing in Utah averages 60-90 days. This breaks down roughly as 1-2 weeks for preparation, 2-6 weeks on market to receive an offer (depending on area, price, and season), and 30-45 days from accepted offer to closing. In hot markets like Salt Lake County during spring, well-priced homes can go under contract within days. In rural areas or during winter months, expect a longer marketing period. Pricing correctly from day one is the single biggest factor in how quickly your home sells.

Seller closing costs in Utah typically include: agent commission (5-6% of sale price), owner's title insurance policy ($1,000-$2,500), escrow/settlement fees ($500-$1,500), recording fees ($30-$50), prorated property taxes, and any agreed-upon seller concessions (such as paying a portion of the buyer's closing costs). If you are paying off a mortgage, you may also have a prepayment penalty or prorated interest. Utah is one of the few states with no state transfer tax, which saves sellers money compared to many other states.

Yes. Utah law requires sellers to complete the Seller's Property Disclosure and Condition (SPDC) form, disclosing all known material defects. This includes structural issues, water damage, mold, pest infestations, roof problems, plumbing or electrical defects, environmental hazards (lead paint, radon, asbestos), and any legal issues like easements or boundary disputes. You are not required to hire an inspector or go looking for problems, but you must honestly disclose what you know. Failure to disclose known defects can expose you to legal action from the buyer after closing.

No. Buyers feel uncomfortable exploring a home and speaking candidly with their agent when the owner is present. They are less likely to open closets, linger in rooms, or envision themselves living there. Leave the home before showings, take pets with you, turn on all lights, and open blinds. If possible, leave a few minutes early so you are not crossing paths with arriving buyers. Your agent or a lockbox system will manage access. Trust the process -- the less present you are, the more comfortable buyers will feel, and comfortable buyers make offers.

Multiple offers are a great position to be in. Your agent will present all offers and help you evaluate each one based on price, financing strength, contingencies, earnest money amount, closing timeline, and any special terms. You can accept the best offer, counter one or more offers, or ask all buyers to submit their "highest and best" by a deadline. The highest price is not always the best offer -- a cash offer with no contingencies at $10,000 less may be stronger than a financed offer at full price with inspection, appraisal, and financing contingencies. Your agent will guide you through the strategy.

Yes, you can sell your home as-is in Utah. This means you are not willing to make repairs or improvements before closing. Buyers can still request an inspection, but you are signaling upfront that you will not address findings. Selling as-is typically results in a lower sale price because buyers factor in repair costs. It works best for homes that need significant work, estate sales, or situations where the seller needs to move quickly. Even when selling as-is, you are still legally required to complete the SPDC disclosure form and disclose known defects.

A lowball offer can be frustrating, but do not let emotions drive your response. Every offer is an opportunity to negotiate. Counter at a price you are comfortable with, supported by your CMA data. If the offer is unreasonably low, you can reject it or counter close to your asking price. Keep in mind that a lowball offer still means a buyer is interested in your home -- they may have more room in their budget than their initial offer suggests. Your agent will help you craft a strategic counter that keeps the conversation going without giving away value.

The SPDC (Seller's Property Disclosure and Condition) is a standardized form used in Utah real estate transactions. It requires the seller to disclose the current condition of the property, including information about the roof, foundation, plumbing, electrical, HVAC, water heater, appliances, water damage, mold, pest issues, environmental hazards, and any legal matters (HOA, easements, zoning). The form is completed by the seller and provided to prospective buyers, typically before or at the time an offer is presented. It is a legal document, and misrepresentations can result in liability.

A pre-listing inspection is not required, but it can be a smart strategic move. By identifying issues upfront, you can make repairs before listing (potentially increasing your sale price), price the home accordingly if you choose not to repair, or avoid surprises during the buyer's inspection that could derail the deal. A pre-listing inspection typically costs $300-$500 and covers the same items a buyer's inspector would examine. It also demonstrates transparency to buyers, which builds trust and can lead to smoother negotiations.

If your home is your primary residence and you have lived there for at least 2 of the last 5 years, you can exclude up to $250,000 of profit from capital gains tax (single filers) or $500,000 (married filing jointly). Profit above these thresholds is taxed at the federal long-term capital gains rate (0%, 15%, or 20% based on income), plus Utah's flat 4.55% state income tax. Investment properties, rental homes, and properties owned less than 2 years do not qualify for the exclusion. Always consult a tax professional for advice specific to your situation.

Offering a home warranty ($400-$600 for a one-year plan) can make your listing more attractive to buyers, especially for older homes. The warranty covers repair or replacement of major systems (HVAC, plumbing, electrical) and appliances during the buyer's first year of ownership. It provides peace of mind and can be the deciding factor when a buyer is comparing similar homes. In a competitive market you may not need it, but in a slower market or for homes with aging systems, a home warranty can be a cost-effective incentive that helps close the deal.

The appraisal is ordered by the buyer's lender to confirm that the home's value supports the loan amount. To prepare: keep the home clean and accessible, complete any agreed-upon repairs before the appraiser visits, provide a list of recent upgrades and improvements with costs, and make sure the appraiser can access all areas including the basement, attic, and garage. Your agent can provide the appraiser with relevant comparable sales data. If the appraisal comes in below the contract price, you may need to negotiate a price reduction, the buyer may need to cover the gap in cash, or the deal may fall through.

If your home is not attracting offers, the most common reason is price. Review your listing price against current comparable sales and consider a price reduction. Other factors to evaluate: Are the photos professional and accurate? Is the home staged well? Is the listing description compelling? Is the property accessible for showings? Are there condition issues that need to be addressed? Sometimes withdrawing the listing for a period and relisting with new photos, a lower price, and fresh marketing can reset buyer interest. Your agent should provide regular feedback from showing agents and a plan to adjust strategy if the home is not selling within the expected timeframe.

Need More Answers?

Still Have Questions?



Every home and every situation is unique. Judy is happy to answer your specific questions and provide personalized guidance for your selling journey.


Contact Judy Call (801) 919-5253

Take the First Step

Find Out What Your Home Is Worth

Get a free, no-obligation home valuation from Judy. She will help you understand your options and create a plan that fits your timeline and goals.

Frequently Asked Questions for Utah Home Sellers

This page answers 18 common questions from Utah home sellers about pricing, timing, costs, disclosures, repairs, negotiations, and closing. Written and maintained by Judy Beltran, Top 250 Utah Realtor with Iron Mountain Realty. Phone: (801) 919-5253.

What is this page?

This is a comprehensive FAQ for Utah home sellers, answering 18 common questions about the selling process, costs, and legal requirements.

Who wrote this FAQ?

This FAQ is written and maintained by Judy Beltran, a Top 250 Utah Realtor with Iron Mountain Realty.

How do I get a personalized selling strategy?

Call Judy Beltran at (801) 919-5253 or email judy@utahsrealestate.net for a free consultation and market analysis.