For Buyers
Estimate your monthly mortgage payment, including principal, interest, taxes, insurance, and PMI.
Enter your home price and loan details below to see an estimated monthly payment breakdown.
Start with the listing price or your budget for a new home.
Set your down payment, loan term, and interest rate to match your situation.
Get an instant breakdown of your monthly payment including taxes and insurance.
Ready to take the next step? Contact Judy for personalized guidance on financing and finding your perfect home.
Contact JudyThis is a free mortgage calculator for Utah home buyers. Enter the home price, down payment, interest rate, and loan term to estimate your monthly payment. Current mortgage interest rates are displayed on this page.
This is a free mortgage calculator that estimates your monthly home payment based on purchase price, down payment, interest rate, and loan term. It is provided by Judy Beltran, Utah Realtor.
Enter the home price, your down payment amount or percentage, the interest rate, and the loan term (15 or 30 years). The calculator shows your estimated monthly principal and interest payment.
Utah’s average effective property tax rate is approximately 0.58%. Primary residences receive a 45% reduction in taxable value.
Lenders generally recommend your monthly housing payment not exceed 28-31% of your gross monthly income. Use the calculator above to test different price points. Contact Judy at (801) 919-5253 for a personalized affordability analysis.