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Every listing on this page is brand-new — never been lived in, priced at or below $450,000. All may qualify for UHC programs and Utah’s S.B. 240 grant, which provides up to $20,000 at 0% interest with no monthly payment toward your down payment, closing costs, or a rate buydown.
For first-time buyers or those who haven’t owned a home in the past 3 years. Income and purchase price limits apply by county. Down payment assistance available.
First-Time Buyers
HomeAgain Loan
For repeat buyers purchasing in a targeted zip code area. Same competitive rates as FirstHome, with broader eligibility for those who have owned before.
Repeat Buyers
Score Loan
Designed for buyers with credit scores as low as 620. Competitive fixed rates with flexible qualifying guidelines to help more buyers get approved.
620+ Credit Score
NoMI Loan
No private mortgage insurance required, even with less than 20% down. Saves hundreds per month compared to conventional loans with PMI. Paired with down payment assistance.
No Mortgage Insurance
Down Payment Assistance
UHC provides a second mortgage (typically 4–6% of the loan amount) to cover your down payment and closing costs. Repaid when you sell or refinance.
DPA Available
Why New Construction?
New builds typically qualify for all UHC programs. Energy efficiency, builder warranties, and modern features make them ideal for buyers stretching their budget.
UHC Eligible
UHC loan limits and eligibility requirements are set by the Utah Housing Corporation and change annually. Contact Judy for current purchase price limits, income limits, and program details specific to your county. Iron Mountain Realty is not a lender. All financing subject to lender qualification.
Eligible New Construction Only
Max $450,000
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Filters
Showing eligible new construction listings only — filter is locked.
Listing Status
Price Range
UHC Purchase Price Limits vary by county and change annually.
Contact Judy for current limits in your target area before filtering by price.